Loan Origination

• Individual, Corporate or Group Loans
• Application Management
• De-Dupe Check
• Application analysis and validation
• Credit Scoring
• Integration with external Credit Bureau
• Risk Rating
• Multiple level of Approvals
• Loan Sanctioning
• Disbursement
• Under writing

Loan Management

• Account opening and Client Setup
• Limits, Interest, Charges & Fees
• Disbursement and Repayment Schedule
• Maintain Account Records
• Cashflow Management
• Customer Statements
• Default Management

Collections and Recovery

• NPA Categorization and Reporting
• Case Management
• Case history and Audit trail
• Alert Management

CiTiUS – Credit Management Solution automates the entire Credit Lifecycle of a Loan – Right from Application to Management to Collections.